Bendigo Banking App

# Design Brief: Minimal Monochrome

Monochrome palette with a single accent color, hairline dividers, and generous whitespace.

## Design Tokens

```css
:root {
  --background: #000000;
  --surface: #ffffff;
  --foreground: #ffffff;
  --muted-foreground: #a259ed;
  --accent: #a259ed;
  --radius: 4px;
  --font-heading: "DenimINKWD", ui-sans-serif, system-ui, sans-serif;
  --font-body: "DenimINK", ui-sans-serif, system-ui, sans-serif;
}
```

Color area ratio: Background #000000 (~80%) · Surface #FFFFFF (~7%) · Text #FFFFFF (~6%) · Muted Text #A259ED (~4%) · Accent #A259ED (~3%). Background and surface dominate the canvas; reserve the accent color for primary buttons and active states.

## Layout & Conversion Structure

- Hero layout: Centered Headline + CTA
- Navigation: No Explicit Nav
- Theme & density: Dark · Airy
- Border radius & elevation: Small Radius; no drop shadows—separate layers with hairline borders and whitespace
- Primary visual medium: Illustration / Character Art
- Conversion CTA: Start Free / Sign Up
- Headline hook: Brand Manifesto & Curiosity
- Hero components: Custom Illustration
- Spatial layout notes: Centered Headline + CTA hero structure paired with start free / sign up CTA and no explicit trust bar.
- Visual summary: Minimal Monochrome (Dark canvas, airy density) featuring centered headline + cta layout and illustration / character art visuals.

## Avoid

- Multi-stop neon gradients
- Heavy drop shadows
- More than one competing accent color

Implement the UI following the design tokens and layout specifications above: use only these color variables, and reserve the accent color strictly for primary actions and active states. Adopt only this visual style—never copy any reference product’s brand name, logo, copy, or imagery.