Outlay

Outlay is an expense tracker that doesn't ask for much. No account, no bank connection, nothing to sign up for. Tap the plus button, type in an amount, pick a category, and you're done. That's really the whole app. A few other things it does: Add your own categories instead of picking from a preset list you don't need. See your spending broken down by category for the current week, month, or year. Tap any transaction to see the full details or delete it. Every entry shows a plain-language date, like "3 days ago," instead of an icon you'd have to interpret.